Payment Policy – QuickCity

Effective Date: March 7, 2025

At QuickCity, we are committed to providing a safe, secure, and seamless shopping experience for all our customers. This Payment Policy outlines the accepted payment methods, security measures, billing procedures, refund processes, and other important payment-related information. By placing an order on our website, you agree to the terms outlined below.

1. Accepted Payment Methods

To ensure maximum convenience, we offer a variety of secure payment options:

Credit and Debit Cards – We accept Visa, MasterCard, American Express, Discover and other major cards
PayPal – A secure and fast way to process payments online
Apple Pay & Google Pay – Quick checkout options for mobile users
Shop Pay & Afterpay (if available) – Flexible installment payment options for eligible customers
Gift Cards & Store Credit – Can be used as full or partial payment for your purchase

For security reasons, all payments must be made in USD ($), and the billing address must match the payment method used.

2. Secure Payment Processing

Your payment security is our top priority. QuickCity uses SSL (Secure Socket Layer) encryption and PCI-compliant payment processors to ensure that all transactions are safe and protected.

✔ All transactions are encrypted to protect your financial data
✔ We do not store your credit card information on our servers
✔ Payment processing is handled by trusted third-party providers, ensuring compliance with industry security standards

3. Order Confirmation & Payment Verification

✔ Once your payment is successfully processed, you will receive an order confirmation email with details of your purchase
✔ In some cases, additional verification may be required to prevent fraud, such as confirming your identity or billing information
✔ Orders that fail to pass our security checks may be held for further review, delayed, or canceled

If your payment is declined, please check with your bank or payment provider before attempting another transaction.

4. Currency, Pricing, and Taxes

✔ All prices on QuickCity are displayed in USD ($)
✔ The total amount at checkout includes the cost of items, applicable taxes, and shipping fees
✔ Sales tax may apply based on your shipping address and local tax regulations

We are not responsible for additional fees charged by banks, credit card companies, or currency conversion rates applied by financial institutions.

5. Payment Issues & Failed Transactions

If you experience issues with payment, please follow these steps:

✔ Ensure that your billing details match the information associated with your payment method
✔ Check your card balance and verify if there are any transaction limits
✔ Try using an alternative payment method if available
✔ Contact your bank or card issuer for more details on failed transactions

If your payment continues to fail, please reach out to our support team for assistance.

6. Refunds & Payment Reversals

✔ Refunds are processed to the original payment method within 5-10 business days after approval
✔ If the refund is issued to a credit/debit card, the processing time may depend on your bank’s policies
✔ Refunds for payments made through PayPal, Apple Pay, or Google Pay will be credited back to your respective account
✔ If a refund is not received within the expected timeframe, please check with your bank or payment provider

For full details on eligible refunds, refer to our Refund and Return Policy.

7. Chargebacks & Payment Disputes

✔ If you believe there is an issue with a transaction, please contact our customer support team before filing a chargeback
✔ Fraudulent or unjustified chargebacks may result in the permanent suspension of your account and legal action
✔ If a chargeback is filed, we may restrict your ability to place future orders on QuickCity

To avoid unnecessary disputes, we encourage customers to review their order details and payment confirmation emails before making a chargeback request.

8. Subscription & Recurring Payments (if applicable)

✔ If we offer subscription-based products, you will be billed automatically according to your selected plan
✔ Subscription payments will be charged to your saved payment method on the designated billing date
✔ You can cancel your subscription at any time by contacting our support team before the next billing cycle
✔ Failure to process a subscription payment may result in the temporary suspension of service until payment is completed

9. Buy Now, Pay Later Options (if available)

For eligible customers, we may offer installment payment services such as Afterpay, Klarna, or Shop Pay Installments.

✔ The total cost will be split into equal payments over time
✔ The first payment is charged at checkout, and the remaining payments are automatically deducted as per the agreed schedule
✔ Late or missed payments may result in additional fees from the payment provider

If you choose this option, please review the terms of the selected installment provider before completing checkout.

10. Fraud Prevention & Security Checks

✔ All orders go through fraud detection systems to prevent unauthorized transactions
✔ Orders flagged for suspicious activity may be held for verification or canceled
✔ We may request additional identity verification for high-value purchases to protect against fraud

Customers attempting fraudulent transactions may be reported to law enforcement authorities and permanently banned from using our services.

11. Policy Updates & Compliance

✔ This Payment Policy is compliant with Google AdSense policies and industry-standard security measures
✔ We reserve the right to update or modify this policy at any time without prior notice
✔ Any changes will be posted on this page with an updated effective date

12. Contact Information

If you have any questions or concerns regarding this Payment Policy, please reach out to us:

📍 Address: 395 Ryan Road, Akron, South Dakota, United States
📞 Phone: 605-565-7069
📧 Email: info@quickcity.xyz
🌐 Website: https://quickcity.xyz/

Thank you for shopping with QuickCity. We appreciate your trust and support!